Bank heist game: rob Harbour Bank with your crew in Malta Living

Want a bank heist game you play with your friends, all at once, on your phones? Harbour Bank in Valletta is the biggest job on the island in Malta Living, the free life sim played in your browser. Up to four of you, one part each, one alarm everyone can see, and a getaway. Nobody gets hurt, and your own money in the bank is never touched.

Plan the job

At the bank, tap Plan a job. Pick one of your clubs as the crew (a private club works best), or go solo. Your crew hears about it in the club's chat and has 10 minutes to join you at the bank. Everyone's bank stars show while you plan, so you can see if someone's hot: a hot crew is much likelier to get caught.

Your crew sees it in the club's chat as a live card: who's in so far, everyone's bank stars, the crew's heat, the seats left, and an I'm in button. Need a fourth? Share a link from the plan screen: it's your club's invite link, and it shows who's asking and how many seats are left, never anything about the bank. A friend who doesn't play yet can sign up from it and join the club.

The job waits for its crew. Say I'm in and the card offers Go to the bank: one tap and you're on your way, and the lobby opens as you walk in. Everyone can see who's in, who's heading there and who's here and ready, with the 10 minutes counting down. It starts when everyone who's in is here and ready. Someone running late? Whoever planned it can tap Start with who's here once one other person is ready. Can't make it? Tap Not tonight, and the crew knows.

A part each

• The hacker loops the cameras: a pattern of shapes flashes up, then you repeat it before it changes, camera by camera. Pressed the wrong one? ⌫ takes it back, free, until you tap Send.
• The lookout watches the guard's torch sweep the hall and taps NOW the moment he turns away. Get it right and "Go!" flashes on everyone's phone.
• The safecracker drags the vault's dial round and stops on each click, three numbers. The phone buzzes and the dial glows on the click, so it works with the sound off. Some layouts have a keypad or a time lock instead.
• The driver circles the block and keeps it cool outside (a patrol, a traffic warden, a nosy tow truck), then drives the getaway down Republic Street, swiping into the open lane as the roadworks come at you, with the police right behind. Everyone else in the car calls the turns (the driver sees "Ben: left!") and ducks at the road blocks.

Parts nobody takes are shared out, and harder. Solo, you play every part back to back. Every mistake by anyone raises the crew's one alarm. If it goes, it's a messy job: less money and more heat.

The getaway and the split

The car ends at a crew member's home, picked while you plan. The take lands in everyone's account straight away, split equally: a clean crew gets €8,000 to €12,000, a messy one €2,000 to €5,000, and solo up to €4,000. Someone caught spends two hours in the cell, but their share of what the others got away with is kept for them: friends shouldn't profit from your arrest. Want different shares? Set your own while you plan, and everyone has to agree before the start. Brand-new accounts take €250 at most and don't count towards the crew's take, so nobody farms it on day one.

Bank stars and lying low

Every job adds bank stars, two for a clean job and four for a messy one, up to five. The fixer can't clear them. While the police case on you is open (an hour after your first job of the day, longer after each next one), they don't fade at all. Then they fade one every two hours lying low at home or offline. The more stars the crew carries, the likelier the next job ends in the cell, so robbing every hour soon stops being a good idea. After any job, the police stay at the scene for five minutes and nobody can rob the bank. Everyone on the map sees the police cars outside.

For the rest of Harbour Bank, read about savings and fixed deposits and your credit score, or start with the Malta life simulator guide.

Questions people ask

Can I rob the bank alone?

Yes. Go solo and you play every part back to back, with less time for each. The take is smaller, up to €4,000.

Can I lose my own money in a heist?

No. Money in your account, savings and fixed deposits is never touched by any heist, yours or anyone else's.

How many times can I rob the bank?

As often as you like. There's no daily limit, but stars stack, the police case runs longer after each job, and each job costs 40 Energy. Heists in films are rarely this polite (Wikipedia: heist film).